Posted on 05/30/2013 12:19:48 PM PDT by SeekAndFind
After I graduated college and before I landed my first real-deal job that included insurance benefits, I took out my own independent health insurance plan that covered all of the bases a young and healthy person like myself might need. It cost me about ninety dollars a month, and seeing as how I didn’t have any regular health care needs, it was pretty much just catastrophe insurance in case I happened to break my leg or get into a car accident or catch malaria or some other relatively unlikely scenario. I felt secure about the situation, knowing that I would be covered in case of a mega-emergency but that I wasn’t paying out the nose for a health care policy I wouldn’t need to use very often.
In order to work, of course, ObamaCare desperately needs young and healthy people to start paying into the system for an outsized portion of the benefits they’re likely to not use very often — which is precisely why some people with the type of bare-bones insurance that I had are about to get forcibly kicked off of their plans. That kind of thing doesn’t quite jibe with our minimum requirements, you see, says the all-knowing ObamaCare law from on high — but don’t worry, because there will be plenty of available benefits and subsidies to make up the difference, we swear!
Fox News reports on the increasingly apparent scenario many Americans are going to facing in the near future: Pending rules mean that a whole lot of individuals (and some small businesses) with personal insurance plans could be receiving cancellation notices as early as this fall as insurance plans that don’t meet the core requirements are are discontinued:
In fact, state insurance commissioners largely are giving insurers the option of canceling existing plans or changing them to comply with new federal requirements. …
The National Association of Insurance Commissioners says it is hearing that many carriers will cancel policies and issue new ones because administratively that is easier than changing existing plans.
About 14 million Americans currently purchase their health policies individually, a number expected to more than double eventually because of the new law’s subsidies and one-stop insurance markets. …
Nationally a considerable number of people could be affected by cancellations. Information from insurers is still dribbling in to state regulators. …
“You’re going to be forcibly upgraded,” said Bob Laszewski, a health care industry consultant. “It’s like showing up at the airline counter and being told, ‘You have no choice, $300 please. You’re getting a first-class ticket, why are you complaining?’”
In other words, a bunch of individuals and small businesses are going to lose their plans and instead have to find replacement plans (or pay the penalty) that meet the law’s basic standards; but obviously, the administration is touting this as them doing everybody else a big fat favor, even if they don’t know it yet:
But supporters of the overhaul are betting that consumers won’t object once they realize the coverage they will get under the new law is superior to current bare-bones insurance. For example, insurers will no longer be able to turn people down because of medical problems. …
The Obama administration did not respond directly to questions about the potential fallout from cancellation notices. Instead, Health and Human Services spokeswoman Joanne Peters released a prepared statement saying: “Beginning in October, individuals and small businesses will be able to shop for insurance in the marketplace, where we are already seeing that increased competition and transparency are leading to a range of options for quality, affordable plans.”
So, by “If you like your health care plan, you can keep it,” what Obama really meant to say was, “If we like your health care plan, you can keep it.” As Philip Klein explains at the Washington Examiner, in order for insurers to be able to afford taking on these riskier insurance pools, they are going to be directly relying on luring younger and more profitable people into them:
That means much of the burden of the law will be on the hipster generation of Americans in their 20s and 30s, who will have to choose between paying a tax or paying for insurance they may not want. …
Under current law, a 25-year-old hipster living in San Francisco’s Mission District could purchase plans for as cheap as $95 per month through the website eHealthInsurance.com.
But according to Covered California, the entity that runs the California exchanges, in 2014, the cheapest qualifying plan in the state will be $162 per month — or nearly 60 percent higher.
Younger individuals would stop being eligible for subsidies after earning $32,000 per year. At 26, they would no longer have the option of remaining on their parents’ insurance policies, and at 30, they could no longer legally purchase cheaper, catastrophic health insurance.
You got what you voted for, Obamabots.
In keeping with the airline counter analogy, it’s like forcing you to buy a $300 airplane ticket every month just in case you need it. No matter that you only fly once a year, mainly because you can’t afford more than that.
“I’d like a link to that info. All I’ve read is that they are authorized to garnish income tax refunds. “
That’s all I’ve heard too, which simply means NEVER over-withhold and you’ll never have to pay the “fine”.
Change your deductible to fifteen dependents, until filing time.
Also, only keep in the bank that which you can afford to lose.
Money orders are cheap.
I’m on Medicare so the fines are one problem I won’t have.
The Death Panels of course are a much bigger issue to face down the road.
Your attitude and unwavering stance is what’s necessary in order for this Republic to be taken back. To become once again a rule by the people and for the people. No more of this dictatorship, nanny-state crap!
Wonder how long before big brother drops all pretenses and starts dictating what kind of house we can own, what kind of car we can drive, what kind of food we can eat, what kind of job we can hold, etc etc etc, all backed up by the lovely punishment of fines...er taxes if we don’t obey. We all know the real reason for Obamacare being such a wet dream for dear leader.
If I wasn’t a strong believer in the immorality of the initiation of force, there’d be a lot of useful idiots walking around with broken noses. One has to be a complete retard to vote for this kind of thing and think pigs would start flying just because big brother said it would happen.
Look for the revolt to begin.
Planting the seeds for a revolt.
.....Or Robert’s wife and children were threatened.
Great plan! Guess they overlooked the fact that their policies killed the economy and half of the "Golden Goose'ers" don't have a fargin job!
Just trying to clarify.
It's not opinion... You refuse to pay your taxes, the IRS will attempt to confiscate what it claims you owe. If they can't do so, they will send armed agents to arrest you. If you resist, especially armed resistance, they will kill you.
The reason I mentioned Wesley Snipes was that he was recently released from prison for "tax evasion," or some such charges... He didn't resist the feds and spent about 3 years in federal prison.
Mark
“What we need is for hundreds of thousands of you to do the same thing.”
Sadly, I’d bet that 70% of the electorate would agree that I am an “extremist” and should not have taken such a stance against something as common as “health care.” They are to worried about some TV program or sporting event to even pay attention and understand liberty.
That is a very chilling quote. Thank you for posting.
“.....Or Robert’s wife and children were threatened.”
Let’s assume this is true, then let’s ponder what that means. It means that the Chief Justice of the United States Supreme Court was not willing to risk his family to protect the entirety of the people’s progeny.
Let’s compare that to our founders. To a man, they all understood that they were risking the entirety of their fortune, their own lives, the lives of their families and the lives of their fellow patriots. Instead, they knew that these risks were necessary to ensure that you and I were the recipients of the freedom that they were fighting to attain.
If our society doesn’t even have a Chief Justice of the Supreme Court that gives a damn about the future generations’ freedom, then in reality he isn’t really concerned about his own family’s safety either. He is only concerned about how his fellow elite view him at any given cocktail party.
He is the lowest of low and should only be compared to the King’s representatives living in the colonies during our founders’ time.
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