The real problem is the expanded eligibility of SS recipients. Lots of folks getting on the program that never contributed a dime or very little.
You MUST have 40 quarters to be eligible to receive Social Security unless a parent dies than the child receives SSI until 18. If you don’t have 40 quarters as an adult, you are not getting Social Security no matter how much the legend tells you.
Maybe the reference is to the explosion of people who are under the age of 62 enrolled in the disability program. You still need 40 quarters to be eligible for disability, but it’s draining the program.
You MUST have 40 quarters to be eligible to receive Social Security unless a parent dies than the child receives SSI until 18. If you dont have 40 quarters as an adult, you are not getting Social Security no matter how much the legend tells you.
So the book reads. However, Social Security does cover the disabled with any number of quraters worked.
You can be a spouse and get SS without contributing a dime.
I wonder how many people will be impacted by the recent "payroll tax holiday" with regard to the 40 quarters.