I got a call from a collector one evening asking if I was ‘so and so’. I said what’s this about? He said it was about an unpaid AT&T bill...
I frigging blew up! I yelled “Nuh uh! I don’t owe AT&T squat!”
[There are three people with my name in Atlanta area: they are a couple of losers, apparently] He asked me for my SS number because he might have the wrong person. I frigging blew up again” “You mean you called to hassle someone and you’re not sure if you got the right person?” “And you want my SS number? Well F@ck You!”
“Well, gimme the last four” “Do you think I’m stupid? Don’t call me again! Or I’ll report you under the FCRA.
He finally asked me if I was born in 197X....I said no. He said I have the wrong person....Sorry..... “I said, you’d better be.”
My father died this past August after a long battle with diabetes, emphyzema, and Alzheimers. I thought he had enough life insurance to cover end of life contingencies, as he had specific insurance for his credit card and a plan from his employer.
Turns out the credit card was sold THREE times and BofA cannot find any record of the insurance, and the employer’s life insurance was for $9,000 and not for $45,000, as was thought.
So, Dad owed $17,000 on a VISA card. I went to BofA with his death certificate and told them I had Power of Attorney and would be handling closure of his estate.
Bank of America changed the name on the credit account to my name and I’ve been hounded by collectors since October. The lawyer handling the estate has not returned my phone calls, and I suspect that what BofA did was illegal.
I’m running out of money and have been trying, unsuccessfully for two years, to get a job.
Anybody have any suggestions?
Happy New Year!
Dave Ramsey Ping
Dave Ramsey Ping. (Keeping my fingers crossed that it will not be a double ping.)