I hope he goes to jail and ends up with a VERY angry vet (sadly, it happens) as a bunkie.
To berate one our heroes is lower than low.
Hard to get much lower than some pestering phone debt hound.
All that you say is true. You got a beef with the vet, you go to court or do some other legal things— verbal assault is not called for. I do wonder about the loan, however. I don’t care if you’re Chesty Puller, if you take a loan you should pay it back, especially if you are on 100% disability, and therefore have cash coming in. Did he take the loan before or after the disability declaration, I wonder.