“she’s pretty stupid if she didn’t just grab the sheet and wrap it around her while she got up.”
Usually when the cops raid your house and are screaming at you in the middle of the night with guns drawn, one of their primary commands is “put your hands on your head”. Pretty hard to hold a sheet up if you are in that position.
I have no experience with this so I wouldn’t know.
But as long as they don’t tell you can’t have a sheet in your hands when you put them on your head...