If you cannot meet your responsibilities, then they are void (or voidable) in both a de facto and de jure sense. You cannot get money out of an empty pocket.
BTW, medical debts are very possible to discharge in toto, provided that the Debtor's income is below a certain threshhold. There is a short list of 19 non-dischargeable debts in 11 U.S.C. Sec. 523. The honest but unfortunate debtor is entitled by right to discharge all other debts.
What about it?!?!?!
How about Article 1, Section 8, Clause 4 of the Constitution of the United States?
Nothing in there about it!!
It refers to “uniform Laws on the subject of Bankruptcies”
It does NOT say anybody has a right to file backrupty for any reason!