“I don’t agree with this.”
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I also don’t agree. But if someone is so financially ignorant that they have to ask Dear Dave fundamental and basic questions like these, then yes... the best answer is to cut up your credit cards.
Most people, howerver, have (or should have) sense enough to know how to manage money.
No most people do NOT have that snese is why Dave advises against it. If you have the good sense to do so, it is your choice to make. My father also charges everything to a crdit card and pays it off each month.
I, on the other hand, having failed in the past, do not. I have no credit cards, nor a desire to have one. Been down that road and am never going back. I now have no debt and paln to keep it that way.