Important papers are hard copied with a copy to my trusted daughter and husbamd/family, and my money is more electronic than real ... I don't think I'd (we'd) be devastated for that long if a fire took the house, and burglers might wipe me out for about 10 or 12 large ... (taking my '99 Subaru, this 'puter, an old e-machine, a fax and the pile of firewood) ... I guess I just don't worry that much and wonder why people do.
“I don’t think I’d (we’d) be devastated for that long if a “if a fire took the house,”
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Fire DID take my house around 1989, and everything in it
except for my wife and daughter.
It is a very devastating event, and would probably be the same for you. In my case, there was no insurance.
This was pre-internet, and my 8080 computer was little more then a novelty then, but today there is just so much of our life on the computer...data, photos, records, etc.
This is why off site backup is important, and well worth the small cost.
All of the on-site backup in the world is worthless
if that site is destroyed or ripped off.