Like Farm Bureau not really representing farmers, AARP is just another insurance company.
AARP is not really an insurance company. To be more correct, AARP is an insurance brokerage firm or a big insurance agency.
AARP selects different insurance companies for different purposes and then flog them to the geezers.
I myself have Medicare Advantage policy issued by United Health care. This year it is labeled AARP/United Health Care. I objected to United saying that I wanted no policy associated with the lefties at AARP. The answer was there is no real association and AARP is the same as other agents selling thier product that I was purchasing on line sans any agent.
AARP chose their product and by so doing created massive confusion in what was what. United has many different policies in many many different areas. AARP apparently selected some for sale and not others. By incorporating AARP into the policy name they hoped to reduce the confusion.
By the way, the AARP/United Health Care Medicare Advantage policy I have has no monthly cost in my county.