That's me, but I'm not complaining. I knew what I was getting into when we had our 3rd child and I was 48. He'll be 10 next month. If he graduates from college at 22, I'll be 70.
If I'm healthy enough, I prefer to work.
Health is always a part of the equation, also when you reach 70 are you in an occupation where you can still be allowed to work at 70.
Police and Firefighters are a bit long in the tooth and a truck drivers time is limited, and at 70, for many people Alzheimers is slipping in along with Arthur Rightis, High Blood Pressure ,Glaucoma,and general weakness. At 69 I am in good shape, but I know I cannot do what I used to do.
I wish you luck though.
ditto - though not the 3rd kid part :)
I’m of the opinion that we need to bump the age by 1 year every other year to the average mortality 75-85ish - which is pretty much what it was when originally instituted.
In addition, start phasing off anyone under 50. I’m 44 but I don’t expect (nor have I for 10 years now) to get a dime of SS when I finally retired (that is if my wife ever allows it :)