I have members from other credit unions who come to the credit union at which I work to do their transactions, all the time. I simply choose a different financial platform on which to do those; pretty easy greasy!
I am thinking about just transfer everything over to USAA, already have accounts set up over there. They don’t charge for ATM use outside their system, or at least refund it, up to ten cash withdrawals a month.
Thing is, our mortgage is through Regions Bank, so there are some convenience issues with being able to log online and check balances, make payments, etc. Have had the account for a long time, and several bank name changes. Also have other investment and Treasury stuff tied to it. What a bunch of bass turds.
I really hope they just allow cancellation of the ATM card, and thus the monthly fee. Pretty sure they will have some cheesy reason why they cannot.