I like my credit union way better than a bank too. The only time they haven’t been able to help me was when i was needing to convert some leftover Euros. I had to go to Wells Fargo where they gave me the financial equivalent of prison rape with their rates.
If you need a bank building to visit in several states,,ok. But a good credit union will make you treat you like a bank used to a few decades ago.
As I mentioned in a post above, if your credit union is a member of a Credit Union Service Center, it's like having YOUR credit union all over the country, because you'll have access to your accounts at one of the other credit unions.