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Such is all to true. wife and I find ourselves fighting Medicare more and more.

Couple tips to the unaware. When your doctor refers you to a specialist, for imagining, lab work etc. Make damn sure they are a medical necessity by Medicare's standards. If not and turned down, Medicare will not pay a cent, neither will secondary ins, and you will be stuck with the full costs.

http://www.google.com/#hl=en&sugexp=kjrmc&cp=26&gs_id=2c&xhr=t&q=medicare%2Bmedical+necessity&pf=p&sclient=psy-ab&source=hp&pbx=1&oq=medicare%2Bmedical+necessity&aq=f&aqi=&aql=&gs_sm=&gs_upl=&bav=on.2,or.r_gc.r_pw.,cf.osb&fp=d566e0fbd09c8604&biw=960&bih=459

Also, be absolutely sure whatever health provider you go to is in the Medicare Assignment Participation program. If they are not, you can again get stuck with some horrific medical bills.

If not careful, the term Medicare assignment can come to have great negative meaning in many peoples’ lives.

http://www.google.com/#hl=en&sugexp=kjrmc&cp=19&gs_id=3a&xhr=t&q=medicare%2Bassignment&pf=p&sclient=psy-ab&source=hp&pbx=1&oq=medicare%2Bassignment&aq=f&aqi=&aql=&gs_sm=&gs_upl=&bav=on.2,or.r_gc.r_pw.,cf.osb&fp=d566e0fbd09c8604&biw=960&bih=459