[whd23]

	Max earnings	total employee rate	total employer rate	total self-employed rate	Employee & Employer	Self-employed
			$0.00	$0.00
1966	$6,600.00	4.20%	4.20%	6.15%	$554.40	$405.90
1967	$6,600.00	4.40%	4.40%	6.40%	$580.80	$422.40
1968	$7,900.00	4.40%	4.40%	6.40%	$695.20	$505.60
1969	$7,900.00	4.80%	4.80%	6.90%	$758.40	$545.10
1970	$7,900.00	4.80%	4.80%	6.90%	$758.40	$545.10
1971	$7,900.00	5.20%	5.20%	7.50%	$821.60	$592.50
1972	$9,000.00	5.20%	5.20%	7.50%	$936.00	$675.00
1973	$10,800.00	5.85%	5.85%	8.00%	$1,263.60	$864.00
1974	$13,200.00	5.85%	5.85%	7.90%	$1,544.40	$1,042.80
1975	$14,100.00	5.85%	5.85%	7.90%	$1,649.70	$1,113.90
1976	$15,300.00	5.85%	5.85%	7.90%	$1,790.10	$1,208.70
1977	$16,500.00	5.85%	5.85%	7.90%	$1,930.50	$1,303.50
1978	$17,700.00	6.05%	6.05%	8.10%	$2,141.70	$1,433.70
1979	$22,900.00	6.13%	6.13%	8.10%	$2,807.54	$1,854.90
1980	$25,900.00	6.65%	6.65%	8.10%	$3,444.70	$2,097.90
1981	$29,700.00	6.70%	6.70%	9.30%	$3,979.80	$2,762.10
1982	$32,400.00	6.70%	6.70%	9.35%	$4,341.60	$3,029.40
1983	$35,700.00	7.00%	7.00%	9.35%	$4,998.00	$3,337.95
1984	$37,800.00	7.05%	7.05%	14.00%	$5,329.80	$5,292.00
1985	$39,600.00	7.15%	7.15%	14.10%	$5,662.80	$5,583.60
1986	$42,000.00	7.15%	7.15%	14.30%	$6,006.00	$6,006.00
1987	$43,800.00	7.51%	7.51%	15.02%	$6,578.76	$6,578.76
1988	$45,000.00	7.51%	7.51%	15.02%	$6,759.00	$6,759.00
1989	$48,000.00	7.65%	7.65%	15.30%	$7,344.00	$7,344.00
1990	$51,300.00	7.65%	7.65%	15.30%	$7,848.90	$7,848.90
1991	$53,400.00	7.65%	7.65%	15.30%	$8,170.20	$8,170.20
1992	$55,500.00	7.65%	7.65%	15.30%	$8,491.50	$8,491.50
1993	$57,600.00	7.65%	7.65%	15.30%	$8,812.80	$8,812.80
1994	$60,600.00	7.65%	7.65%	15.30%	$9,271.80	$9,271.80
1995	$61,200.00	7.65%	7.65%	15.30%	$9,363.60	$9,363.60
1996	$62,700.00	7.65%	7.65%	15.30%	$9,593.10	$9,593.10
1997	$65,400.00	7.65%	7.65%	15.30%	$10,006.20	$10,006.20
1998	$68,400.00	7.65%	7.65%	15.30%	$10,465.20	$10,465.20
1999	$72,600.00	7.65%	7.65%	15.30%	$11,107.80	$11,107.80
2000	$76,200.00	7.65%	7.65%	15.30%	$11,658.60	$11,658.60
2001	$80,400.00	7.65%	7.65%	15.30%	$12,301.20	$12,301.20
2002	$84,900.00	7.65%	7.65%	15.30%	$12,989.70	$12,989.70
2003	$87,000.00	7.65%	7.65%	15.30%	$13,311.00	$13,311.00
2004	$87,900.00	7.65%	7.65%	15.30%	$13,448.70	$13,448.70
2005	$90,000.00	7.65%	7.65%	15.30%	$13,770.00	$13,770.00
2006	$94,200.00	7.65%	7.65%	15.30%	$14,412.60	$14,412.60
2007	$97,500.00	7.65%	7.65%	15.30%	$14,917.50	$14,917.50
2008	$102,000.00	7.65%	7.65%	15.30%	$15,606.00	$15,606.00
2009	$106,800.00	7.65%	7.65%	15.30%	$16,340.40	$16,340.40
2010	$106,800.00	7.65%	7.65%	15.30%	$16,340.40	$16,340.40
2011	$106,800.00	5.65%	7.65%	13.30%	$14,204.40	$14,204.40
Total					$335,108.40	$323,735.41

[Rusty0604]

Thanks for posting. I see you included medicare in that.

[GregoryFul]

Assume a mere 5% annual compound return and one would get more than double the "total" amount saved.

$750k for the wage slave, and $690k for the self-employed. That in itself would fund a pretty decent retirement.