I don’t think anyone is suggesting they raise the age tomorrow.
Delaying 15 years will simply kick the can (accumulate trillions in debt), and screw those who are paying in now, who have no hope of enjoying the same benefits of those they’re funding.
“I’m suggesting that aside from avoiding disruption to current and imminent retirees, the age should be floated annually to ensure ZERO BORROWING to pay SS benefits.”
That’s where privatization comes in.That becomes your choice and leaves room for higher profit (and loss, presumably, for risk takers and those that have private funds to bolster retirement) to be kept from being “raided.”