from the link at NewsBusters:
“...Scott writes that Dunham, who wanted to be compensated for those costs as well as for her living expenses, “filed a separate claim under her employer’s disability insurance policy.” It was that claim, with the insurance company CIGNA, that was denied in August 1995 because, CIGNA investigators said, Dunham’s condition was known before she was covered by the policy.”
Yes I read that info. I was talking about her Health insurance carrier not being known, not her disability carrier CIGNA - although CIGNA is also a Health insurer and could have been who her employer used for Health also.