[Gondring]

I hear you, but as my dad used to say, "it takes money to make money." Most kids don't have capital to invest, and credit is getting harder to get every day. When I was 23 (long ago, in better times) I had an opportunity to buy into a growing small business. The minimum investment was $10,000. I did not have the money (nor did my family), had no assets to sell or mortgage to raise it and could not get that much credit. So I had to walk away.

Exactly. And what is "underemployed" for the entry-level workers, in this writer's mind. The college degree of today isn't nearly what it used to be. Many college grads I've seen could use a few years of "under"-employment to get up to entry-level professional positions. While I encourage the creation of better positions, creating a bunch of unsustainable businesses isn't a great idea, either.

From the article:
Think about it. If you were in a casino with your friend and he was losing his shirt at the craps table, wouldn’t you try to get him to walk away and make a better decision with what he had left? Why isn’t that same mindset applied to failed job searches? [...]

A better analogy is to convince your friend to start gambling after he's lost money from his pocket just walking down the street. But is it right to gamble with other peoples' money? I can just hear it now, "we need to give more unrepayable loans!"

[WKUHilltopper]

“I hear you, but as my dad used to say, “it takes money to make money.”

Yep...and you also need a willing market. And given the economic climate right now, that’s easier said than done. If one is fishing in a pond with no fish, they’re just wasting their time and money.