$187.00 for someone who is unemployed is a big deal. I’m proud of my state and happy things are going well but I could use that money better than having it sit in some account (drawing interest? - which I don’t see) owned by the state.
The state (& by extension the taxpayer) saves money in the long run by saving a surplus to invest in capital projects, reducing the financing cost of borrowing to fund such investments. The net effect is lower overall spending and more money retained by the taxpayer.