[Hemingway's Ghost]

I found nothing offensive, but curious this:

If you get something for nothing down, you lose nothing if you walk away.

If I don't put anything down for a house, I still make mortgage payments on it up until the time I walk away from it. But unless the mortgage company reimburses me for all those mortgage payments I made up until I walked away, I did, in fact, lose something: those mortgage payments, which include money towards the principal and the interest.

And, of course, my credit is destroyed.

So I don't think you lose nothing if you walk away . . .

[E. Pluribus Unum]

So would you have been living somewhere else for free?