There you go...3 clicks means it doesn’t count! What if the malware writer gets it down to 2 or 1 clicks...does that malware count now?
I just think everyone should take apples advice and install a 3rd party AV product on their machines. Or are you suggesting Apple is wrong when they suggest 3rd party AV?
I run my Macs without third party AV stuff because they won't be as quick to fix a problem as Apple, nor as diligent. I also know better than to listen to people with an axe to grind, and you are at the top of that list.
I've trusted SM for a long time on FR and his advice has given me the ability to know how to avoid such attacks. You usually add nothing to conversation, but complaints about Apple folk and products.
I detest mosquitos because they are irritants, without benefit... and you fall under them in rank!
"What ifs" haven't happened. All this does is launch the standard installer... IF you have "Open 'safe' files after download" checked in Safari's preferences checked. Uncheck that and it will not even go that far. Malware cannot cause clicks to happen, or even invoke scripts in a downloaded file on a Mac.