[Gaffer]

Maybe so, but it shouldn’t be. Doesn’t encourage any savings or planning. Just hanging on and living off others for the sake of it.

[muawiyah]

Whatever you want to think ~ but the Thrift Savings Plan is part of the retirement picture for Postal employees.

Employees also make contributions to the regular retirement plan ~ I made enough contributions that just accounting for interest and no matching assumptions I'd have to live to almost 200 years of age to draw down on the whole thing.

In short, I paid for my retirement ~ you didn't!