Odd??????????????????
For CA...and most of the rest of the west coast...it is not a matter of IF.....just a matter of when.
This has been known as verified scientific fact (unlike man caused global climate change) for decades.
Hey...if folks want to live in CA under the protective umbrella of "it can't happen to me", or "it won't happen here."...so be it.
But when it does happen - AND IT WILL - there should be absolutely zero federal $$ going to "re-build" anything or "compensate" anyone for losses suffered.
CA-ites paid their nickel and made their choice....with full and complete knowledge about what is going to happen.
You'll get no protest out of this CA Native.
I rode out Sylmar in 1971, then was blessed to have been dwelling at opposing ends of the San Andreas for both the Loma Prieta and Northridge events; I was in So CA in 1989, and up north afterward.
Still, as you well note, we live with the awareness that it really is not a matter of "if" but "when." I would add that we also have the variable of "where"; will it be Los Angeles or San Francisco that gets hammered; or perhaps somewhere in between?
I've understood for 30 years that there won't be insurance money enough to pay even the claims for the suckers who DO have earthquake policies in force, so I haven't even bothered. Whatever happens to my house will be entirely up to me to repair, and most likely on my own dime, although I think most people expect that there will be some nominal amount that FEMA will bring to the table as a goodwill gesture on behalf of whoever happens to live in the White House at that time; probably enough for a trip to any remaining MacDonald's in the area.
Those of us out here who've thought about it (and that may well be a thin minority) stand fully aware that our post-disaster disposition will be "YOYO" ("You on yo OWN!").