Your post 16: “In fact, they now will fall unto any children the borrow[er] has, until it is ALL paid back.” implies that the borrower’s children are liable for their parent’s student loan. That is not correct.
Also, a parent is not responsible for a child’s student loans unless the parent cosigned for the loan.
It was stated the other way around.
A young man, when he was seventeen, HIS mom takes out a student loan. Many years later, AFTER mom is DEAD, the IRS attaches his refund for the student loan of the mom.
I do not remember the Freepers name.
And the GOVERNMENT has taken over ALL student loans.
How do you know what there standards are?