It was stated the other way around.
A young man, when he was seventeen, HIS mom takes out a student loan. Many years later, AFTER mom is DEAD, the IRS attaches his refund for the student loan of the mom.
I do not remember the Freepers name.
And the GOVERNMENT has taken over ALL student loans.
How do you know what there standards are?
Doubt that. Must be something lost in the translation. That could only happen when the parties file fed taxes jointly. As in a married couple. Even then the “Injured Party” can file a form to get their portion of the return.