You only need auto insurance if you own and drive a car. My elderly mother does neither. She isn't required to buy auto insurance. My middle son is unemployed. No earned income. No requirement to pay taxes. Vaccinations can be refused on medical or religious grounds. Public schools? Yuck. The government really has no constitutional authority to establish schools or require students to attend them. Perhaps it is time to revisit that failed travesty.
Most, if not all states require liability insurance - that’s for the OTHER guy, not the driver, or proof of financial responsibility, in the form of a bond.
There’s nothing that says I have to keep collision on my car - PROVIDED IT’S MY CAR.
The “car insurance” analogy is ridiculous. But let’s use it. Some people can’t drive - they can’t pass the vision req’s, or pass the drivers test. But according to this line of thinking, the state is fine to require them to buy it?
I want a pony for every kid too, don’t get me wrong, but I like how they always talk about “high quality” and “affordable” for “ everyone” Pick two.
Or - “We need to more like Sweden” Or _________, wherever. One big reason many euro countries could afford socialized medicine (Well, they probably can’t either) or at least attempt it - and this never gets pointed out - those countries enjoyed the umbrella of US defense spending and nuclear deterrence for a half century or more of the Cold War. It’s more than a little disingenuous to point to Europe.