The heath care available to members of Congress is the same health care available to most government employees and similar to to the insurance available to employees of large private corporations - it’s insurance proved by private-sector insurers purchased via the bargaining power of a large group.
IMO it’s counter-productive to claim that members of Congress should not be able to participate in this plan - it just makes it that much more difficult for anyone other than the independently wealthy to hold such office.
If there is anything scandalous about the situation, it’s that there is not way for many other citizens to participate in such groups.
This system we have that so many want to describe as LUXURIOUS is the same as the system they don't want to go in to.
Gad!
BTW, my concern is that they'll roll FEHB into the state clearing houses ~ that will definitely degrade the program. There's no way state employees are going to provide the same level of response that we get from OPM.
As long as the insurance companies know the demographic of who they are serving (young, healthy letter carriers in top shape, for example) they'll bargain for a lower price with those who represent USPS employees. Once you throw the office workers in the mix, that's a problem.