Posted on 11/19/2010 11:14:23 AM PST by privatedrive
¿pıɐs noʎ ʇɐɥʇ sɐʍ ʇɐɥʍ
Youpeoplewhoknowonlyonewaytospellawordneedtoworkonyourcreativity.
While I agree with vouchers in general, your numbers are way off.
I’m only 45 and have to pay for my own insurance. It isn’t even great health insurance, but it costs me $8800/yr.
You know what would lower healthcare costs hugely ? Switch the income tax to a flat 10% rate. It would raise the same money, but would stop inflating doctors’ fees to pay their 40% tax rate. They do employ lower-taxed lower-wage people, but still 25% of doctors’ fees are going straight into the tax coffers.
I figured my numbers were off, I was just throwing a number out their because I didn’t know. Hubbys retired military. Part of the problem is insurance itself. The docs have to hire people to deal with insurance companies and that costs money. The flat tax would be excellent. It would get rid of the IRS. That would save us tons of money right there. And it would get rid of tax cheats. How you going to cheat on your taxes when it’s built into everything you buy?
It would be better to (a) either limit the amount offered for Medicaid to an amount based on income or lower the threshold for Medicaid, and (b)require the amount the individual does not need for the health plan they chose to go into a health savings account - which would result in more people taking less costly plans and paying more medical expenses directly out of their health savings account, causing them to be more frugal and do more comparison pricing for the services they pay for that way.
Excellent!!!
Also, my insurance will pay for drugs from any phrama, and that includes the hospital. The hospital always charges way more then say wal-mart. Yet the insurance company gives no incentive to look for the cheapest drug prices. Which would help save millions, if not more. Maybe the co-pay should be adjusted accordingly.
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