It would be better to (a) either limit the amount offered for Medicaid to an amount based on income or lower the threshold for Medicaid, and (b)require the amount the individual does not need for the health plan they chose to go into a health savings account - which would result in more people taking less costly plans and paying more medical expenses directly out of their health savings account, causing them to be more frugal and do more comparison pricing for the services they pay for that way.
Excellent!!!
Also, my insurance will pay for drugs from any phrama, and that includes the hospital. The hospital always charges way more then say wal-mart. Yet the insurance company gives no incentive to look for the cheapest drug prices. Which would help save millions, if not more. Maybe the co-pay should be adjusted accordingly.