Replies

From the first we clarified the logic (and dignity) of an agreed contract between an insurer and an insuree. When an outside third party enters and manages the rules for its own self aggrandizement (in this case the leftist government of Pelosi, Obama, etc.) then the base agreement (the private insurance) becomes meaningless. Any contract becomes meaningless if the signing parties are rendered impotent by outside authority.

This is an excellent point, but it needs some further comment to explain why "contract law" doesn't necessarily apply well in the case of medical insurance.

As per your description, a medical insurance policy is a "contract" between an insurer and an insuree that provides for terms of payment for some other largely unspecified "contract" between the insuree and one or more medical professionals. In other words, there is already a third party in the U.S. health care system: the insurer.

Having this "third party" system in place -- regardless of whether the third party is a private insurer or a government agency -- is what makes our entire health care system fatally flawed. An economic transaction where a buyer (a patient) and a seller (a medical professional) conduct business between themselves while a third party ends up paying the bills is doomed to fail. And it has.