So have you called a lawyer yet? Publicity is good, but it needs to be part of a legal strategy.
The fact that you were making payments, and (presumably) have paperwork from Chase indicating a reduced payment should give you some grounds to say you acted in good faith and hold off the foreclosure.
Frankly, I don’t know why Chase would want your house when you are making an effort to pay and taking care of the property. Many banks are avoiding foreclosures even on complete deadbeats because of the glut of them and every house they foreclose on is a tax and insurance liability.
On the other hand, my experience earlier this year convinced me that Chase is a collection of dumb a$$es never to do business with again, so who knows what they would do
I have contacted a law firm that specializes in this.
Also, Chase has informed me that if I try to make my scheduled payment, that they will return it because I am in the foreclosure process.
I have not missed a payment since we got our mortgage with them seven years ago. October is the first payment I will have ever missed.
Unfortunately, Michigan is a non-judicial review state, meaning that judges do not get to review the foreclosure.
Mine went from Chase, to the lawyers to sheriffs sale in less than 30 days. The sale is scheduled for two and a half weeks.
And btw, I contacted the Attorney General’s office and they are doing nothing. Michigan is one of a handful of states that will NOT be investigating mortgage companies.
Attorney General Mike Cox, who is a conservative Republican and who I voted for last month for governor, has a team of financial advisers for his political campaign. One of them is the owner of Trott and Trott, the Chase selected lawfirm that is suing us.
State investigators has said that they have given him cases “served on a silver platter” and he still would not prosecute those lenders abusing the mortgage process.