Amen to that. I don't owe anything and I have everything I need... except a retirement plan/pension.
Best check to see if your retirement plan owns any of the securitized debt obligations. You may find you own some of the same things Fannie/Freddie owns....unsecuritized creidit obligations. A lot of people who have worked hard all of their lives will get ready to retire only to find their retirement went up in smoke with the subprime credit default swindle by JP Morgan, Bank of America, and especially Goldman Sachs. This is an unbelievable mess which has no remediation.