That really is the kicker - who knows how many homeowners will find themselves without clear title even though they’ve made all the payments!
You did give me a good giggle imagining the lender returning you all your mtg payments “mid-loan” in exchange for the property because they can’t deliver clear title - that was a good one! ;-)
Let me know if it works ... ;-)
Haven’t tried it; don’t anticipate a lot of success even if I do try it.
Do believe, though, that if standard contract law were followed, that should be the case.
Standard disclaimer - IANAL.