I appreciate the advice. So basically accumulating silver is not bad, as long as it’s verifiable. There is always some concern about whether the little silver ingots issued are or may be counterfeit, but I have been told that counterfeiting silver in the one to ten ounce range isn’t worth the trouble. The commemorative one ounce silver ingot or coin is generally safe.
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Junk coin is the safest investment there is. Not everybody will buy silver ingots or 1 oz rounds like commemorative coins but US silver coins are know world over.