[Hodar]

This is a classic ATLAS SHRUGGED moment and you failed. Using this same line of reasoning one would assume you would be a huge fan of Obamacare. That way you need never pay that pesky medi al insurance and you can then demand the same level of treatment as everyone else who did.

After all, what is more important, taking personal responsibility for something as inconsequential as protecting your home, family and, possessions from fire or demanding that someone else take care of it for you.

People seem to welcome a nanny state and this is a simple litmus test

[Oberon]

Okay. What if it was the man himself that was on fire? Would you let him burn to death because he hadn't paid for your services?

The principle is the same. What's your answer?