Very good way to go. Very smart.
Same thing here, keeps things nice and neat. I know several folks who have online stores who despise Paypal, not sure why (it’s not over this specific issue).
Spot on. Don’t give them anything more than you can afford to lose. I eliminated Paypal years ago when they kept pushing for direct link to my checking account or other charge accounts.
That's interesting. What company produces the card? Any problems using it?
“dropped pay pal a while back, and bought a pre paid visa card from wal mart cost $3.00 to load up to 500.00 on it, and can be re loaded for a small fee any time.. figured a pre paid one would not mess up a regular one in case something went awry like some one stealing my account number, they could only get what I had in there. and it is usually not too much..I add to it when I am going to purchse something”
The heck with that. I just use my Visa credit card and check it every few days. If someone does get it, then Visa is hit for nearly all the damages. I buy a lot of stuff on line, and was only hit once, and that store even knew enough to contact me prior to processing - so it never got charged. At worst, I get a new card if that does happen, and have to change a half-dozen auto-pays. Seems to work great so far.
I’m much more worried about writing checks or using a debit card (which I won’t) since that gives people direct access my checking account.
I see the point about Ebay - We used them once to buy something electronic - it was defective. Never trusted them again...so I don’t have that issue to deal with.
I don't lose anything if mine is stolen, I'm pretty sure most, if not all Visa is that way.