>>Still, as you can tell, I object strongly to your stated views in this matter. The reasons are given in the posts I have made on this thread.<<
Sorry, FRiend — you have yet to explain how abdication of personal responsibility is the fault of anyone except the individual.
You just provided some boilerplate blaming “the man” for other people’s choices.
Like I said, it isn’t condescending to me — it is condescending to an entire generation who need someone like you to think for them.
The lenders and schools have become rapacious thieves by fraud — that is NOT ‘blaming the man’ — that is one the men — ME — speaking to the ‘way it be’ bro’.
THAT massive theft of the innocent and young by systemic fraud is a far great irresponsible act than any a greenhorn tenderfoot of the road of life makes at 18.01 years of age to sign on for mega debt.