I rarely go to the doctor, but when I do, I insist on paying cash for everything. The purpose of insurance is to protect you against a catastrophic event, like a car wreck or cancer or something like that. It is not supposed to be for routine checkups, sniffles, or elective surgery.
The problem I see with people in general these days, is there seems to be a cultural shift to believing that they don’t need to pay for medical services (directly). People don’t have a second thought paying for services like iPhone, cable TV, or anything like that, but for whatever reason don’t think they should have to pay doctors.
"Ping" to save...excellent informative article!
In paying cash, it was always cheaper. At least it was years ago when I did the same thing, then I just turned in my bill to the insurance co., and they reimbursed me.