[kevao]

I simply needed to re-allocate my assets to reflect a change in my investment objectives.

As in long-term growth to save-my-a$$?

[Alberta's Child]

Nope. I'm more risk-tolerant in my 401(k) plan because of my longer horizon (hence my move a couple of years into international bonds, which have performed extremely well in the last two years), but I still am heavily diversified there.

My April 2010 transactions involved non-401(k) assets. I had done very well in some stock funds in the last couple of years, and I was just looking to move into less-risky funds so I could protect my gains. I still invest in those stock funds on a monthly basis, but they are now a smaller portion of my overall portfolio than they used to be.