People don’t go into fields like Theology and Social Work to make a lot of money anyway.
Most probably do know what they’re doing. On the other hand, I suspect there are many like my niece that expect to live like they did at home with a nice care, an Iphone, and a trendy apartment or house. They want to save the world, but not live in Walmart style.
My daughter got a degree in Communications about 5 years ago. Absolutely useless, but she would not listen to good old dad. Had to find out the hard way. All she got for her effort is a large student loan that she is still paying back.