[netmilsmom]

Unless they are paying cash, you have no proof that the credit card is being paid.

My niece has gotten card after card and maxed them out.

Unless you see dollars, you have no proof they are paying.

[jonascord]

Am I the only one who uses a debit card? I can walk around with $10 in my pocket for days or weeks. Since I opted out of “overdraft protection,” I can keep track of all my purchases, down to the the penny. It's amazing how not having a fallback at ursurous rates focuses the attention. I have only a $5 per month service charge and track all my balances on the Net. Not everyone who uses plastic is paying 21% interest.