[jonascord]

Am I the only one who uses a debit card? I can walk around with $10 in my pocket for days or weeks. Since I opted out of “overdraft protection,” I can keep track of all my purchases, down to the the penny. It's amazing how not having a fallback at ursurous rates focuses the attention. I have only a $5 per month service charge and track all my balances on the Net. Not everyone who uses plastic is paying 21% interest.

[netmilsmom]

Personally, I use a debit card as a credit card.

We have one credit card for emergencies and pay it off ASAP. But we are going to pay for those who are in debt “up to their eyeballs”.