If it overturns the fortuity requirement, then I’m pretty sure I’ll be dropping my health insurance as soon as guaranteed issue and community rating kick in. Why pay premiums when I’m healthy when I can just wait until I have to file a claim to buy it at the exact same price?
Just keep enough money in the bank to cover a half day in the hospital and keep an insurance application and a check for the first premium in your glove compartment. If anything happens and you or if you get violently ill and haven't yet lost consciousness, just sign and date the app and have Federal Express pick it up and deliver it with your check the next day.
Yes. We should all do this, if necessary.