My understanding of the Senate bill (from my watching many news shows) is that you and I might have the same insurance policy, and if I want abortion coverage included with it, I would pay a extra fee. But the common pool of money from all the premiums is used to cover both your treatments and my abortions, not that the abortion fee forms it’s own pool of money. Adding to that is I may be poor and get mine paid for by the tax dollars to buy the same insurance, but still have to pay that abortion additional fee. So taxpayer and your premiums still get used for abortions as they fund the same pool of money. The pro-aborts were arguing that it was OK because they pay an extra fee.
Oh, you are probably right, ignore my rambling about the states having to pay.