I would make sure the person can pay for the stuff I would be willing to sell them. Isnt that common sense? When you buy a car or a house, they run credit checks, dont they?
Free market isnt an excuse for going hog wild and extending credit to people who cant pay. Isnt that how we got into this mess to begin with?
In a more general sense, it's the concept of universal entitlement (aka social justice).
Not remotely.
The Government forced banks to write mortgages to people who couldn't pay. This practice started with Carter and became particularly toxic under the Clintons/Deval Patrick. It was the antithesis of a Free Market.