$666 a month for an individual? That’s even higher than COBRA.
Depends on the plan you start out with re: COBRA payments. And, remember that COBRA while laid-off is MUCH less per month than COBRA when switching jobs.
Granted, we are paying for family coverage, but when my husband was laid off earlier this year our premiums were around $430/mo. When he got a new job 2 mos. ago, our COBRA premiums were $1000.00 per month (and that’s with a $500.00/per person deductible - a plan they switched the company’s to during the time my husband was laid-off).
Remember that it’s not what you pay, it’s what you and your employer pay. Many people receive “Cadillac health plans” or “high end” health plans and have no idea that they do because their employers don’t tell them what the benefit truly costs, just what their (the employees) portion of the premium is (usually about 1/3 of the total in most large companies and usually never more than half even in smaller companies). If I pay 350 a month for health care coverage, then my employer is likely paying twice that or perhaps more depending on how I negotiated things with my employer. You will pay tax on all of it, not just your portion as well - keep that in mind!
666 a month would be 222 out of your pocket and 444 out of your employer’s pocket (not unlikely at all even for single coverage).