Slow go but working on it. I have been in credit counseling for a year and it has bought me some breathing room when things really went south for me over a year ago. Things may actually start improving soon so I can do more than just breathe. It was my own fault and I have learned my lesson.
If you’re not familiar with the community boards over on Dave’s site, they are a wealth of information and inspiration! Keep up the good work. We’re all pullin’ for ya!
http://www.daveramsey.com/category/community/