I want to know what is constitutional about telling a private insurance company what % of premium is “allowed” to be spent on administrative cost. They will allow 15% of collected premium. 85% must be paid in claims. If claims are unknown how can a company figure this out? This is absurd and ridiculous.
None of it is Constitutional.
The problem is that our form of self governance is suited only for a virtuous people. As Ben Franklin feared, we devolved over time into a debauched people suited only for despotic government.