I know the odds are probably against it, but insurance companies could make much more money off current policies than “qualified plans”, so they may be inclined to leave the terms unchanged for as long as they can. It depends how this POS bill is written: the premiums have to go up with inflation, and if that is considered a change in terms than I’m out of luck. We got to hit the senate hard to defeat this POS.
If it gets past the senate that won't matter. They will tack anything to it they want. Catch 22.