I think most of the legislation being discussed by the Democrats allows insurance companies to charge more for people with pre-existing conditions. But there’s a limit on how much more they can charge for older people and people with pre-existing conditions. That limit is way below the current difference in insurance rates. So the lower rates that would be legislated for the elderly and people with pre-existing conditions have to be offset by higher rates for younger people and healthy people. Thus these bills are all effectively big tax increases for young and healthy people to pay for insurance for the poor, elderly, and unhealthy people. These democrat plans are all big schemes to tax away and redistribute income from young people, higher income people, and people who’ve taken care of their health. It’s typical liberal politics to punish responsibility and success and reward irresponsibility.
Not really. You haven’t considered the fact that those who have pre-existing conditions and take daily medications and see doctors more frequently will not have the luxury of waiting until an emergency to get health insurance.
They are more likely going to lose the private insurance that they now have and be forced to sign up for the government plan immediately. Diabetics for example require daily medications and frequent lab work. So in essence the irresponsible people that have rare diseases or diabetes will be paying right from the get go and the younger, healthier more responsible people can wait until they have a medical emergency.