Baucus Bill Encourages Americans to DROP Insurance Coverage

Fox News ^ | October 12, 2009 | John R. Lott Jr.

[JohnRLott]

What if you, and every member of your family, had the chance to save $4,000 each?. Would you be interested? Under the terms of what's being called "the Baucus bill" -- Washington-speak for the bill the Senate Finance Committee will vote on tomorrow -- that is how much you could save by dropping your health insurance.

People might have thought that health care reform would lead to an increase in the number of people getting health insurance coverage. Indeed, the Congressional Budget Office claims the Senate Finance Committee's health care bill will reduce the number of uninsured in 2019 by about 29 million," but the financial rewards are huge for people if they drop their insurance. Amazingly the CBO makes this prediction of 29 million more insured Americans without ever once analyzing the financial incentive for those who are already insured to drop their insurance.

Consider some numbers. . . . .

[darkangel82]

Hey Baucus, FU you commie.

[DTogo]

Why, they will create new jobs - building and staffing new prisons. The did say they would create new jobs didn’t they? It’s a win situation of the government!

Assuming people go quietly. And we know what happens when one assumes.

[Bitsy]

Assuming people go quietly. And we know what happens when one assumes.
Ah, so true.

[Williams]

Don’t know why Americans have faith in a bunch of politicians - of any party - to intelligently draft thousands of pages affecting major parts of our lives and the economy.

Politicians for the most part are pompous idiots.

[Williams]

Just think how the economy on its own now provides almost everyone with health insurance, and everyone with health care.

Then they write a complicated bill that requires $899 billion and tons of taxes, penalties and Medicare cuts to maybe make it work.

What does that tell you about whether it makes any sense?

[rwfromkansas]

Well, technically there still is a penalty. So, while not free....the penalty is cheaper and you could sign up after you have a condition like cancer since they couldn’t deny you for preexisting conditions.

That was the only part I agreed with the bill on, but now I am not so sure.

I thought it was wrong to deny people just for a preexisting condition, but if that means people can just have and drop insurance whenever they need it, that’s a serious problem that will skyrocket health costs.

[I_Like_Spam]

And what happens when IRS/Obamacare agents start knocking on doors to collect fines and/or arrrest people without health insurance?

____________________________

Its not just a matter of “collecting fines” you know.

We have still have a constitution which requires that charges be filed, trials be held and juries consider the evidence and render a unanimous verdict before a fine can be levied, no?

[rwfromkansas]

Not with the IRS.

[rwfromkansas]

THis article needs passed around, as it discusses a little-talked about problem with the bill.

[your local physicist]

I think most of the legislation being discussed by the Democrats allows insurance companies to charge more for people with pre-existing conditions. But there’s a limit on how much more they can charge for older people and people with pre-existing conditions. That limit is way below the current difference in insurance rates. So the lower rates that would be legislated for the elderly and people with pre-existing conditions have to be offset by higher rates for younger people and healthy people. Thus these bills are all effectively big tax increases for young and healthy people to pay for insurance for the poor, elderly, and unhealthy people. These democrat plans are all big schemes to tax away and redistribute income from young people, higher income people, and people who’ve taken care of their health. It’s typical liberal politics to punish responsibility and success and reward irresponsibility.

[your local physicist]

Not talked about much but very obvious. I knew this was all headed for trouble immediately when I heard this legislation would force insurance companies to provide insurance for pre-existing conditions. If this legislation passes and these massive subsidies for the poor and unhealthy people are enacted, get ready for the medical system to be overwhelmed by new patients receiving subsidized health care, just like under Romneycare. The quality of our health care will decline drastically and immediately. There will be long delays for routine medical care because the system will be overloaded with new patients.

[Cheerio]

If this legislation passes and these massive subsidies for the poor and unhealthy people are enacted,

Massive redistribution of WEALTH. I call it STEALTH REPARATIONS.

Obama throwing money at black people in Detroit from his secret stash.

[ApplegateRanch]

And what happens when IRS/Obamacare agents start knocking on doors to collect fines and/or arrrest people without health insurance?

Depends on whether or not they're wearing bulletproof vests, doesn't it?

[your local physicist]

Not only that, but if this subsidized health care bill passes, it's going to create chaos in the health care system in certain cities that have a lot of violent gangs. When the gangbangers in Chicago and LA get their subsidized private insurance and then start trying to see doctors on the north side of Chicago or West LA, most of the doctors will try to avoid them and stall on making appointments. After the first shooting or stabbing of a doctor or nurse in an office in an affluent part of town, you'll see massive flight of doctors out of cities like Chicago, LA, New York, and Oakland into the distant suburbs to get away from the gangbangers. This subsidized dimocrat health care plan could cripple the health care system in cities with a lot of violent gangs. The responsible working people in those cities are then going to have to drive or take the train out to the distant suburbs to see a doctor, or put up with major security procedures like metal detectors and rent-a-cops in doctors' offices. This will create bedlam in certain cities if it's enacted. Just watch what happens if this travesty goes through. It will all be blamed on the Dems after the doctors have left town and the chaos subsides.

The GOP must retake the House in 2010.

[Cheerio]

The GOP must retake the House in 2010.

You are correct - this may be our last chance. If the RATs have another couple of years, there will be no turning back short of a civil war.

[P-Marlowe]

The only problem is you may not have the time to buy insurance, for instance you may have an accident or a sudden illness that requires emergency care. If you plan to wait until you can buy insurance to get coverage, well, that heart attack may not wait, nor that falling off a ladder and having a compound fracture? Insurance costs but it is worth it when it s needed.

Under this plan, insurance companies can't turn you down for pre-existing conditions, so you just carry around an application for insurance and then when you feel chest pain, you just sign it and drop it in the mail with a premium check on your way to the hospital.

Health care reform is not "insurance" it is welfare. I personally would probably choose to go without insurance, as I can probably afford a couple of days in the hospital and if I don't have insurance I can save about $12,000 a year. I could just put that $12,000 a year into a savings account and after about 3 years I would have enough money to pay for most major surgeries in the bank and if I had some kind of accident, or I came down with cancer, I would just purchase "insurance" at that time and keep it until I either got home from the hospital or my cancer went into remission.

Why on earth would anyone purchase insurance if you can get it any time you want without consideration of pre-existing conditions and if the insurance company couldn't charge you more just because you had cancer or diabetes or needed heart surgery on the day you signed up?

[rcrngroup]

Unfortunately if the health care debacle bill gets passed this year by 0bozo's hook or by crook(ed), we will be screwed so badly even if the Repubs do manage to take a few house seats or a couple of senate seats in 2010. Either way, the Repubs will be unable to turn this massive gubmint gravy train around and this socialist health care debacle, along with the Crap & Tax bill, will destroy our formerly once great United States of America.

FU 0bozo, you commie pig creep!!!

I think the only way to defeat & throw out this commie pig, is for Texas & a few other conservative states to start the ball rolling by seceding from 0bozo's USSA.
.

[Cheerio]

I think the only way to defeat & throw out this commie pig, is for Texas & a few other conservative states to start the ball rolling by seceding from 0bozo's USSA.

Once that ball starts rolling I hope I can get to TX before they put up the border fence.

[spokeshave]

"But I figure most people will go the other route, signing up for insurnace every month, but then not paying the premium when it comes due. Eventually they cancel the insurance, and you sign up again, since they can’t refuse you.

If you ever NEED the insurance, then you can pay the bill at the end of the month.

Good one...

like a lot of people do this with car insurance...only need it once a year with registration fees.

[Eric Blair 2084]

"There are four ways in which you can spend money. You can spend your own money on yourself. When you do that, why then you really watch out what you’re doing, and you try to get the most for your money. Then you can spend your own money on somebody else. For example, I buy a birthday present for someone. Well, then I’m not so careful about the content of the present, but I’m very careful about the cost. Then, I can spend somebody else’s money on myself. And if I spend somebody else’s money on myself, then I’m sure going to have a good lunch! Finally, I can spend somebody else’s money on somebody else. And if I spend somebody else’s money on somebody else, I’m not concerned about how much it is, and I’m not concerned about what I get. And that’s government. And that’s close to 40% of our national income."

---Milton Friedman, "Free To Choose"

How to Cure Health Care; By Milton Friedman

Readers Digest Version for liberal bloggers and White House and Congressional radical Socialists who claim Conservatives and Libertarians don't have a plan. We have one, you just don't like the idea that you wouldn't control it.

1. Repeal the tax exemption for employer provided medical care.
2. Terminate Medicare and Medicaid
3. Provide every American citizen with catastrophic insurance. Major medical with a high deductible.
4. Increase the use of tax free Medical Savings Accounts.
5. Deregulate insurance so that consumers can shop for a la carte coverage across State lines.